We invest in sustainable growt
SME finance is a broad sector and the business lending market is enormous. Creditive has identified a large, untapped part in the middle of the Nordic markets – on that has up in the past 10 years as result of traditional banks limitation and financial restrictions. The bottom end is served by digital factoring solutions for micro-sized businesses while the top is dominated by traditional banks providing secured loans to large enterprises. In the middle is a sizable segment of profitable, well-run small business with healthy cashflow and repayment capability – and data to prove it.